The House finally passed a fiscal cliff deal 257 to 167 late last night, averting an avalanche of spending cut and tax hikes in the eleventh hour. So how can you make sure that Congress' last minute deal doesn't knock you off your own personal financial cliff? While we can't control what goes on in Washington, we can control our own spending. Manisha Thakor is a Personal Finance Expert and author of "Get Financially Naked". She shares advice for healthy spending habits live from Albuquerque, NM this morning.